Showing posts with label ONLINE BUSINESS. Show all posts
Showing posts with label ONLINE BUSINESS. Show all posts

Friday, 20 January 2017

30 Online business tools that would aid your Startup


Trying to build a business from scratch could be very difficult especially when you have limited funds. It is no more business as usual with the help of some tools during the bootstrap stage. If starting has always been a problem, you might what to take a look at this tools to help you on some of your challenges.

Branding and Development

Squarespace Logo Designer is perfect for anyone with a little budget. It will help you design a simple logo that you will be happy to display on your website and business card. Square space Logo is incredibly easy to use. You will literally finish your logo in less than five minutes.Type in the name of your company, your tagline, choose colors and fonts, add some icons and you are done.
Invision presents a great vision of how prototyping can work. It’s a bit difficult to work with at first, but learning is easy if you can take your time. The free plan could work sufficiently for you. It allows you have one prototype and comes with 128-bit SSL encryption and daily backups.
Name Mesh Use this if you are trying to figure out a name for your business. Type in two to three words that describe what your business does and you can get name suggestions. The tool will try many combinations and return a bunch of cool names you can choose from. It will also check if the domain names are available.
Designmatic is exactly like Squarespace Logo Creator, only simpler. Feed in your company name, choose what industry you are in and you get a selection of great custom logos in return.

Website/Blog Creation

WordPress is an online, open source website creation tool. To understand better, it’s probably the easiest and most powerful blogging and website content management system (or CMS) in existence today. You can use the freemium when starting your business and it is simple to use.
Blogger is a blog-publishing service that allows multi-user blogs with time-stamped entries. It was developed to let anyone have a page online. It offers you an opportunity to start a blog. Generally, the blogs are hosted by Google at a subdomain of blogspot.com.

Email Management and Customer Interaction

MailChimp allows you to create newsletters easily. It also provides simple options for sharing them on social networks, making it your own personal platform for publishing your newsletter or emails. Build a list of the people whom you want to market your products to, and save the list for use later on, and create custom templates for your products so that you do not have to rewrite emails again and again.
Goodemailcopy Are you are blank when it comes to writing emails that express your thoughts and you are just looking for something to build on? Goodemailcopy is your problem solver. Goodemailcopy gives you access to email copies from popular startups. They are a good motivation for constructing your own original marketing and CRM emails.
Typeform enables you to create fancy surveys. It brings that human feel to online forms. It’s also more customizable when purchasing the premium version. You can make your forms personal features to it. It also offers analytics and collaborative options. The free version is all you need for your Startup.
Customer.io is the behavioural messaging platform for automating personalised customer communication. It’s cool for platforms that want to engage with customers based on their transaction pattern. The freemium allow you to send 400 emails a month to 200 people.

Invoicing and Payments

Paystack is a payments platform that makes the online payments process seamless for both the consumers and the businesses they are trying to pay. They make it easy for startups to accept credit and debit card payments online from customers. You don’t have to waste precious time on queues at the bank.
Kudi is an AI-powered chatbot that helps you with your finances just by asking her. Kudi uses an everyday conversational system to communicate with you. It helps you transfer money, keep track of your account details, buy airtime, pay recurrent bills such as GOTV, DSTV And PHCN and she also reminds you when some of this bills are due. From the comfort of your space, you can do your transfers.

Content Management

Grammarly helps you check for spelling and improve your communication. The perfect tool for those working on contents and you can add it as a plugin to your browser to help edit.
Hemingway makes your writing clearer. It’s like a spellchecker, but for the style. It makes sure that your reader doesn’t get mixed up in your language but focuses on the real content.

Design and Pictures

Canva is a tool loaded with enough easy-to-use features and functionality that anyone can create a variety of engaging content that gets shared. You don’t really need to have any skill in designing to be able to work on Canva. But if you do, it is an added advantage. It is good for Startups and if you want an advanced feel, you can go for premiums.
Compfight is an image search engine tailored to efficiently locate images for blogs, comps, inspiration, and research. Please beware of the creative commons.
Desygner allows you create banners, posters, invitations, Facebook covers
business cards, social media posts & much more. You can easily create your designs without any supervision. It works like Canva, but has more depth.
Iconfinder Another super-useful tool for finding icons to use in your design projects. There are a couple of paid-for icons, but you’ll probably find a relevant icon for your work without having to pay anything.

Business Operations

Slack brings all your communication together in one place. Its real-time messaging, archiving and search for modern teams. You can create in between teams and other plugins work perfectly well. A good tool for communication.
Trello is a collaboration tool that organises your projects into boards. In one glance, Trello tells you what’s being worked on, who’s working on what, and where something is in a process. Trello board is a list of lists, filled with cards, used by you and your team.
Asana is a web and mobile application designed to help teams track their work progress. With tasks, projects, conversations and dashboards, Asana enables teams to move work from start to finish. It is good for task and project management agencies.
Basecamp – It helps teams track tasks, set due dates for tasks and assign tasks to individuals on a team. It is similar to Asana.

Social Media and Feeds

Pocket was founded in 2007 by Nate Weiner to help people save interesting articles, videos and more from the web for later. Once saved to Pocket, the list of content is visible on any device — phone, tablet or computer. Pocket, previously known as Read It Later, is an application and service for managing a reading list of articles from the Internet.
Feedly is a news aggregator application for various web browsers and mobile devices. It compiles news feeds from a variety of online sources for the user to customise and share with others.
Hootsuite is one of many tools referred to as a “Social Media Management System” or tool. It helps you keep track and manage your many social network channels. It can enable you to monitor what people are saying about your brand and help you respond instantly.
Buffer is great for scheduling content across different social platforms: Facebook, LinkedIn, Twitter, Google+ and Pinterest. The Individual Plan is free and probably all you need at this stage, but you can also opt for any of their paid plans which range from $102 to $2,550 per year.
Tweetdeck is a social media dashboard application for management of Twitter accounts. Like other Twitter applications, it interfaces with the Twitter API to allow users to send and receive tweets and view profiles. You can combine as many twitter handles and watch them on your dashboard. It is very easy to use and it has some level of analytics as well.
IFTTT lets you automate actions on the internet – between a website and an app; your smartphone and a gadget, name it. You can set it up to automatically tweet new content from your blog. Or collect tweets with a certain hashtag. It’s almost magical. IFTTT works via recipes that match triggers to actions. You can create these recipes themselves but there are ready-made recipes that users can simply customise

Analytics

Alexa exclusively delivers analytics on websites. Alexa does more than just track your site traffic. It provides you with actionable insights to help you compare your business with industry leaders, and optimize your business for the web.
Google Analytics is the most widely used web analytics service on the Internet. It is a freemium web analytics service offered by Google that tracks and reports website traffic. It’s a powerful free tool that combines many functionalities including the Google Analytics Content Experiments and Google Analytics Cohort analysis which helps understand the behavior of component groups of users.
Thanks for reading, your comment is needed,more business guidance and ideas to come keep visiting our blog.
Source: TechPoint

Wall Street Journal Investment Observer Wary Of Bitcoin IRA




As bitcoin has gained attention as an asset, more people are considering it as an investment for retirement. The Bitcoin IRA came into being last year, a tool that can provide direct ownership in bitcoin. Jason Zweig, the author of The Wall Street Journal’s “The Intelligent Investor,” explored, in a recent article, using bitcoin as a retirement investment and concluded that people should be wary on account of the cryptocurrency’s volatility.
Had someone invested $5,000 in bitcoin at the end of 2011, that amount would be worth just under $1.2 million earlier this month when bitcoin reached its peak. In the past nine days, however, bitcoin lost more than 28%.

Bitcoin’s Investment Benefits

Among the experts Zweig interviewed, some pointed out that bitcoin’s change in value is not tied to the same factors affecting more traditional assets.
Edmund C. Moy, the former director of the U.S. Mint and Bitcoin IRA’s chief strategist, said all investors with retirement accounts should consider a bitcoin IRA since its movement is not correlated to the same factors affecting the U.S. dollar.
Because bitcoin is not part of the conventional financial system, it will not move up or down with the rest of an investment portfolio. For this reason, bitcoin is not extremely risky, according to Campbell Harvey, a Duke University finance professor. Should the stock market crash, bitcoin has no reason to crash with it, Harvey said.
The correlation between bitcoin and other assets could even be negative should a geopolitical disaster raise bitcoin’s demand, Harvey said.

Volatility Still An Issue

Nevertheless, bitcoin remains wildly volatile less than a decade after it was conceived. The price still moves up and down as regulators threaten to regulate trading, hackers continue to steal bitcoins, and investors move in and out of the market.
Since January 2012, bitcoin has fallen at least 10% in a single day 28 times, Harvey noted. By comparison, the U.S. stock market has lost over 10% in one day only once since 1957 – on Oct. 19, 1987. Harvey said bitcoin is at least five times more volatile than U.S. stock market indexes.
Wade Pfau, an American College of Financial Services professor of retirement income, said such volatility can be problematic for an IRA. Once a person retires, they go from saving to withdrawing money. Should one withdraw when the market value has taken a dive, the losses are locked in, making the money less likely to sustain itself through retirement.
Pfau, running a computer simulation for bitcoin’s past returns, estimated there is a one in 10 chance an investor could withdraw at least 4% of the portfolio’s value annually, which is a common standard for funding retirement.
Since bitcoin fluctuates so wildly, one cannot plan for a withdrawal rate of much more than zero percent, Pfau said. Should one withdraw money, there is a high chance of ending up with nothing.
Moy said bitcoin’s volatility should decline as it becomes more widely used.

Investors Urged To Use Caution

Zweig concluded that at the present time, Bitcoin IRA is a costly bet. He noted the company charges a flat 15% set-up charge. This translates to $750 for a $5,000 investment to cover buying the bitcoins, placing them in a wallet and having a custodian keep them, according to Chris Kline, chief operating officer.
Taxes also need to be considered. Any increase in the value of assets in a traditional IRA accrues tax deferred, but it is taxed upon withdrawal at the ordinary income rate of up to around 40 percent. Non-IRA appreciation is taxed at capital gains rates, which are around 24% maximum.
Should bitcoin jump in value, the IRA investor could end up with a much bigger tax obligation than from a non-IRA account. Adam Chodorow, an Arizona State University tax law professor, said the difference could “swamp” any tax savings from the initial contribution deductions to the IRA.
This tax bite could be avoided by holding bitcoin in a Roth IRA, which offers tax-free withdrawals. Kline noted, however, that 70% of Bitcoin IRA investors have opted for the traditional IRA, not the Roth version.
Moy himself has opted for the traditional IRA. He said he has about 5% of his retirement savings in a bitcoin IRA as an insurance plan to offset losses on dollar-denominated assets.
Such assurance is speculation in its own right, according to Zweig. It could pay off, but it could also end in a complete loss.
Source: cryptocoinsnews

Thursday, 19 January 2017

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